Debt Payoff Planner Spreadsheet: Snowball & Avalanche Calculator

See your debt-free date, and the fastest way to get there.

List your debts and what you can pay each month. The planner builds your full month-by-month payoff plan using both the Snowball and Avalanche methods, and shows which one saves you more.

What's included

• Up to 10 debts: credit cards, car loans, student loans, medical bills
• Snowball and Avalanche plans side by side
• Your debt-free date and total interest for each
• The month each debt gets paid off
• Chart of your total debt going down
• Warning if your payment is below your minimums

For planning only. Not financial advice.

Works with

✓ Google Sheets (free)

✓ Microsoft Excel (desktop, web, Mac)

✓ Step-by-step instructions included on the first tab

How you get it

This is a digital download, so nothing is shipped. Right after checkout you'll get an email with your download link, and the files are also on your order confirmation page.

Good to know

• For personal use. Please don't share or resell the files.
• Because this is a digital file, returns aren't accepted. If anything isn't working, email us at hello@thethreegoodthings.com and we'll make it right.
• An educational tool, not financial advice.